To Become A Homeowner Without Credit
Everyone has right to become a homeowner. However, we have many vital needs other than sheltering. Expenses such as food, bills, education, health etc. can make the saving for a house difficult. So, those who wish to buy a house compulsorily apply to banks for loan on interest. Such loan application and approval process may become long and tiring process or your loan application may be denied.
What is the process of buying a house on credit? To get credit from banks, you generally need to have a high credit score. It means that you must regularly pay your bank loans and credit card debts on time. You must have worked with social security benefits for a specific period of time and must have a documentable fixed monthly income. Moreover, you may need to pledge something or provide a surety in favor of the bank.
Interest rate charged on loans is the cost of payment period offered to you. As the loan repayment period extends, interest rate changes as well. Consequently, you own hour house by paying much more than you already need..
Interest rate charged on loans is the cost of payment period offered to you. As the loan repayment period extends, interest rate changes as well. Consequently, you own hour house by paying much more than you already need.
Finansevim with three different building saving models offers you the opportunity to own your house.
Drawing ModelWith Drawing Model, you can decide on your saving amount and prefer any of the models with or without down payment. Then, you will determine the monthly installment amounts to be paid. So, you can determine the number of installments according to your budget without paying any interest. Your saving allocation date will be determined with a draw to be performed in the presence of a notary. Following such saving allocation, you can use your saving amount and buy your house in the following month. With this allocation process, your instalment amounts are fixed.
-Another best way of buying a house without credit is the Mid-Term Model of Finansevim.
The best advantage of this model is the opportunity to defer or restructure the installments.
When you face financial difficulties where your monthly income decreases, you can securely defer your installments. In the contrary case when you have any extra income or when you receive a considerable amount of money, you can make early payment for all your debts and obligations.
-If you started to make savings for a house and already had a specific amount of cash money, Free Payment Model which is offered by Finansevim for those who want to buy a house in building saving model is just for you. This payment model enables you to make some down payment and to ease your installment payments. Furthermore, you can determine your delivery date in this model without the need for any drawing process. Having been a trademark registered in 28 countries and with the opportunities offered, Finansevim is the most reliable and rational address for those who want to buy a house without credit.